Money guides you can actually use
Plain-English personal finance — worked examples, honest numbers and charts you can follow. New articles are added regularly.
Budgeting
How to Build a 50/30/20 Budget You'll Actually Stick To in 2027
Split your income into Needs, Wants and Savings & Debt, fit the rule to real life and track it monthly — with three charts and two worked case studies.
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Mortgages
How to Calculate Your Mortgage in 2027
The payment formula, an affordability check, the power of extra payments and a 15- vs 30-year comparison — with three charts and two worked case studies.
Read the articleMore guides are on the way. Meanwhile, try the free calculators or browse the Spreadsheet Store.